/* vertical-page.css (was insurance.css): the four vertical pages, insurance, trading, fintech and saas, rebuilt 2026-09-18 to mirror the live sellence.com/insurance hierarchy in the gen-3 design language.
   Loads with hero-v5.css (hero), site-nav.css (header) and site-chrome.css (footer + FAQ). Nothing from insurance-v2.css. */
:root{--paper:#fff;--soft:#f3f5f3;--ink:#202323;--muted:#5e6560;--line:#e3e7e5;--dark:#131c17;--dark-text:#dfe9d6;--dark-muted:#9aa896;--green:#242c28;--green-hi:#414c45;--copper:#e6ad7d;--peach:#ffbd9d;--font:'DM Sans',Helvetica,Arial,sans-serif}
html{scroll-behavior:smooth;scroll-padding-top:92px}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--font);-webkit-font-smoothing:antialiased;overflow-x:clip}
*,*:before,*:after{box-sizing:border-box}
h1,h2,h3,p,figure,blockquote{margin:0}
h1,h2{font-weight:450;letter-spacing:-.055em;line-height:1.06;text-wrap:balance}
h2{font-size:clamp(40px,3.9vw,58px)}
h2 span{color:#7c8380}
h3{font-size:23px;font-weight:500;letter-spacing:-.03em;line-height:1.2}
img{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
.skip{position:fixed;top:-80px;left:15px;background:#fff;padding:15px;z-index:100;border-radius:8px}
.skip:focus{top:10px}
.wrap{width:100%;max-width:1400px;margin:0 auto;padding-left:5vw;padding-right:5vw}
.eyebrow{font-size:11px;font-weight:550;letter-spacing:.13em;text-transform:uppercase;color:var(--muted);margin:0 0 25px}
.lead{font-size:21px;line-height:1.5;color:var(--muted);max-width:690px;margin-top:26px}
.lead strong{color:#424c47;font-weight:550}
.button{display:inline-flex;align-items:center;justify-content:center;gap:26px;padding:17px 24px;border:1px solid var(--green);border-radius:50px;background:var(--green);color:#fff;font-size:14px;font-weight:500;line-height:1.2;transition:background .2s,transform .2s;cursor:pointer}
.button:hover{background:var(--green-hi);transform:translateY(-1px)}
.button.secondary{background:transparent;color:#29332c;border-color:#c7cfca}
.button.secondary:hover{background:var(--soft)}
.button:focus-visible,a:focus-visible,summary:focus-visible{outline:2px solid var(--green);outline-offset:3px}
section{padding:104px 0}
.section-heading{max-width:900px}
.section-heading+*{margin-top:64px}

/* Hero: hero-v5 pattern, plus the site eyebrow on dark. */
.ins-hero .eyebrow{color:var(--dark-muted);margin:0 0 22px}
.ins-hero .v5-copy h1>span{white-space:nowrap}
.ins-hero .v5-copy .lead{margin-top:28px}
@media(max-width:1100px){.ins-hero .v5-copy h1{font-size:clamp(36px,4.1vw,60px)}}
@media(max-width:760px){.ins-hero .v5-copy h1>span{white-space:normal}}

/* Customers: one label, four logos, hairline below. */
.ins-customers{padding:44px 0 40px;border-bottom:1px solid var(--line)}
.ins-customers .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px 40px}
.ins-customers p{font-size:13px;color:var(--muted);letter-spacing:.01em}
.ins-customers ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;align-items:center;gap:20px 48px}
.ins-customers img{height:26px;width:auto;max-width:140px;object-fit:contain;filter:grayscale(1);opacity:.72}
/* Seven-logo strip (trading, fintech, saas run the full customer set): label above, logos in one row. */
.ins-customers.many .wrap{flex-direction:column;align-items:flex-start;gap:24px}
.ins-customers.many ul{gap:18px 32px}
.ins-customers.many img{height:24px}

/* Status quo: three columns, 2px green rule on top of each. */
.ins-status{border-bottom:1px solid var(--line)}
.ins-cols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:48px}
.ins-cols article{border-top:2px solid var(--green);padding-top:26px;min-width:0}
.ins-cols h3{font-size:22px}
.ins-cols p{margin-top:14px;font-size:16px;line-height:1.6;color:var(--muted)}

/* The brain: the big line in muted display type, then the three numbers as a hairline list. */
.ins-big{font-size:clamp(46px,5.4vw,84px);line-height:1.02;letter-spacing:-.055em;font-weight:450;color:#b7bfb9;max-width:1100px;margin-top:80px;text-wrap:balance}
.ins-sublabel{font-size:12px;color:var(--muted);letter-spacing:.02em;margin-top:88px;padding-bottom:20px;border-bottom:1px solid var(--line)}
/* Big-line motion (ported from the live sellence.com/insurance "statement reveal"): each line sits in muted grey and darkens to ink as it crosses the middle of the viewport, reversible on scroll-up. Last line lands in copper. Observer in vertical-page.js. */
.ins-big{display:flex;flex-direction:column;gap:.04em}
.ins-big .sl{color:#b7bfb9;transition:color .55s cubic-bezier(.2,.7,.2,1)}
.ins-big .sl.on{color:var(--ink)}
.ins-big .sl-last.on{color:#b88965}
.ins-numbers{list-style:none;margin:0;padding:0}
.ins-numbers li{display:grid;grid-template-columns:minmax(0,.42fr) minmax(0,.58fr);gap:40px;align-items:end;padding:44px 0;border-bottom:1px solid var(--line)}
.ins-numbers .num{font-size:clamp(88px,10vw,150px);line-height:.92;letter-spacing:-.065em;font-weight:450;font-variant-numeric:tabular-nums;color:var(--ink)}
.ins-numbers h3{font-size:22px}
.ins-numbers p{margin-top:12px;font-size:16px;line-height:1.6;color:var(--muted);max-width:560px}

/* How it works: two mode cards, the channels row, the three connects items. */
.ins-how{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.ins-modes{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.ins-modes article{background:#fff;border:1px solid var(--line);border-radius:16px;padding:40px 40px 44px;min-width:0}
.ins-modes .tag{display:inline-block;font-size:12px;font-weight:550;letter-spacing:.08em;text-transform:uppercase;color:var(--green);border:1px solid #c7cfca;border-radius:50px;padding:7px 12px}
.ins-modes h3{margin-top:24px;font-size:26px;letter-spacing:-.035em}
.ins-modes p{margin-top:16px;font-size:17px;line-height:1.6;color:var(--muted)}
.ins-channels{display:flex;flex-wrap:wrap;align-items:center;gap:14px 18px;margin-top:40px}
.ins-channels ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:10px}
.ins-channels li{font-size:14px;font-weight:500;color:var(--ink);border:1px solid #c7cfca;border-radius:50px;padding:9px 16px;background:#fff}
.ins-channels p{font-size:15px;color:var(--muted)}
.ins-connects{margin-top:96px;padding-top:56px;border-top:1px solid var(--line);display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:64px}
.ins-connects h3{font-size:clamp(28px,2.6vw,36px);letter-spacing:-.045em;font-weight:450;line-height:1.1}
.ins-connects>div>p{margin-top:16px;font-size:18px;line-height:1.55;color:var(--muted);max-width:420px}
.ins-connects ol{list-style:none;margin:0;padding:0;counter-reset:c}
.ins-connects ol li{display:grid;grid-template-columns:36px 1fr;gap:18px;padding:24px 0;border-top:1px solid var(--line)}
.ins-connects ol li:first-child{border-top:0;padding-top:0}
.ins-connects ol li:before{counter-increment:c;content:"0" counter(c);font-size:12px;color:var(--muted);padding-top:6px;font-variant-numeric:tabular-nums}
.ins-connects ol h4{margin:0;font-size:20px;font-weight:500;letter-spacing:-.03em;line-height:1.25}
.ins-connects ol p{margin-top:8px;font-size:16px;line-height:1.6;color:var(--muted)}

/* Results: dark. Logo, two large numbers, the quote. */
.ins-results{background:var(--dark);color:var(--dark-text)}
.ins-results .eyebrow{color:var(--dark-muted)}
.ins-results h2{color:#fff}
.ins-results .lead{color:#c3cfba}
.ins-results .lead strong{color:#fff}
.ins-results-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:64px;align-items:start;margin-top:64px}
.ins-results-logo{height:34px;width:auto;max-width:240px;object-fit:contain;object-position:left;filter:invert(1) brightness(1.4);opacity:.9}
.ins-results-solo{grid-template-columns:minmax(0,1fr)}
/* Results without a cleared number (fintech): the three metrics as a numbered hairline list, no big figures. */
.ins-metrics{list-style:none;margin:64px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px;counter-reset:m}
.ins-metrics li{border-top:1px solid #2b3a31;padding-top:26px;min-width:0}
.ins-metrics li:before{counter-increment:m;content:"0" counter(m);display:block;font-size:12px;color:var(--dark-muted);font-variant-numeric:tabular-nums;margin-bottom:22px}
.ins-metrics h3{font-size:22px;color:#fff}
.ins-metrics p{margin-top:12px;font-size:16px;line-height:1.6;color:#c3cfba;max-width:360px}
.ins-figures{list-style:none;margin:40px 0 0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:32px}
.ins-figures li{border-top:1px solid #2b3a31;padding-top:26px;min-width:0}
.ins-figures .num{display:block;font-size:clamp(84px,8.6vw,124px);line-height:.92;letter-spacing:-.065em;font-weight:450;color:#fff;font-variant-numeric:tabular-nums}
.ins-figures h3{margin-top:18px;font-size:20px;color:#fff}
.ins-results-note{margin-top:32px;font-size:15px;line-height:1.55;color:var(--dark-muted);max-width:420px}
.ins-quote{border-left:1px solid #2b3a31;padding-left:56px;padding-top:6px}
.ins-quote blockquote{font-size:clamp(24px,2.1vw,30px);line-height:1.4;letter-spacing:-.025em;color:#fff}
.ins-quote figcaption{display:flex;align-items:center;gap:14px;margin-top:32px}
.ins-quote figcaption img{width:48px;height:48px;border-radius:50%;object-fit:cover;object-position:top}
.ins-quote figcaption strong{display:block;font-size:15px;font-weight:550;color:#fff}
.ins-quote figcaption span{display:block;font-size:14px;color:var(--dark-muted);margin-top:2px}

/* Scenarios: six chips around one pill, copper threads drawn at runtime. */
.ins-scenarios{border-bottom:1px solid var(--line)}
.ins-stage{position:relative;margin-top:72px;display:grid;grid-template-columns:minmax(0,1fr) minmax(220px,.9fr) minmax(0,1fr);gap:40px 72px;align-items:center}
.ins-stage svg.ins-threads{position:absolute;inset:0;width:100%;height:100%;pointer-events:none;overflow:visible}
.ins-stage svg.ins-threads path{fill:none;stroke:url(#ins-copper);stroke-width:2;stroke-linecap:round;opacity:0;transition:opacity .3s}
.ins-stage svg.ins-threads path.is-live{opacity:1}
.ins-chips{list-style:none;margin:0;padding:0;display:grid;gap:22px;position:relative;z-index:1}
.ins-chip{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px 24px;transition:border-color .5s,box-shadow .5s}
.ins-chip.is-on{border-color:var(--copper);box-shadow:0 0 0 1px #f4d9c4 inset}
.ins-chip h3{font-size:19px}
.ins-chip p{margin-top:8px;font-size:15px;line-height:1.55;color:var(--muted)}
.ins-core{position:relative;z-index:1;text-align:center;display:grid;justify-items:center;gap:18px}
.ins-pill{display:inline-flex;align-items:center;gap:12px;background:var(--green);color:#fff;border-radius:50px;padding:20px 30px;font-size:17px;font-weight:500;letter-spacing:-.01em;white-space:nowrap;box-shadow:0 12px 30px -18px #131c1799}
.ins-pill i{width:10px;height:10px;border-radius:50%;background:var(--copper);flex:0 0 auto}
.ins-counter{font-size:14px;color:var(--muted);font-variant-numeric:tabular-nums}
.ins-counter b{font-weight:550;color:var(--ink)}
.ins-closing-line{margin-top:64px;font-size:18px;color:var(--muted);text-align:center}

/* Two clients: two cards with hairline step rows. */
.ins-cases{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.ins-case{background:var(--soft);border:1px solid var(--line);border-radius:16px;padding:40px;min-width:0}
.ins-case .tag{display:inline-block;font-size:12px;font-weight:550;letter-spacing:.08em;text-transform:uppercase;color:var(--green);border:1px solid #c7cfca;border-radius:50px;padding:7px 12px;background:#fff}
.ins-case h3{margin-top:22px;font-size:28px;letter-spacing:-.04em}
.ins-case .intro{margin-top:12px;font-size:17px;line-height:1.55;color:var(--muted)}
.ins-case .stat{display:flex;align-items:baseline;gap:16px;margin-top:28px;padding-top:24px;border-top:1px solid var(--line)}
.ins-case .stat b{font-size:clamp(48px,4.4vw,64px);line-height:1;letter-spacing:-.06em;font-weight:450;font-variant-numeric:tabular-nums}
.ins-case .stat span{font-size:15px;line-height:1.5;color:var(--muted)}
.ins-case ol{list-style:none;margin:32px 0 0;padding:0;counter-reset:s}
.ins-case ol li{display:grid;grid-template-columns:32px 1fr;gap:16px;padding:20px 0;border-top:1px solid var(--line)}
.ins-case ol li:last-child{padding-bottom:0}
.ins-case ol li:before{counter-increment:s;content:counter(s);font-size:12px;color:var(--muted);padding-top:5px;font-variant-numeric:tabular-nums}
.ins-case ol h4{margin:0;font-size:18px;font-weight:500;letter-spacing:-.02em;line-height:1.3}
.ins-case ol p{margin-top:6px;font-size:15px;line-height:1.55;color:var(--muted)}
.ins-footnote{margin-top:28px;font-size:13px;color:var(--muted)}

/* Regulation: four badges, then four points. */
.ins-regulation{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.ins-badges{list-style:none;margin:64px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
.ins-badges li{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px 26px 26px;display:grid;grid-template-columns:1fr;gap:20px;align-content:start;min-width:0}
.ins-badges figure{width:56px;height:56px;display:flex;align-items:center;justify-content:flex-start}
.ins-badges img{max-width:56px;max-height:56px;width:auto;height:auto;object-fit:contain}
.ins-badges svg{width:34px;height:34px;stroke:var(--green);fill:none;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.ins-badges strong{display:block;font-size:16px;font-weight:550;letter-spacing:-.01em}
.ins-badges span{display:block;margin-top:4px;font-size:14px;line-height:1.45;color:var(--muted)}
.ins-trust{margin-top:22px;font-size:14px;color:var(--muted)}
.ins-trust a{color:var(--ink);text-decoration:underline;text-underline-offset:3px}
.ins-points{list-style:none;margin:56px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:40px}
.ins-points li{border-top:1px solid #c7cfca;padding-top:22px;min-width:0}
.ins-points h3{font-size:19px}
.ins-points p{margin-top:10px;font-size:15px;line-height:1.6;color:var(--muted)}

/* What the model does: one Higgsfield still (copper threads to every window), then 5 plain statements in a hairline list. Replaced the build-or-buy table 2026-09-19. */
.ins-does-art{margin:56px 0 0;border-radius:24px;overflow:hidden;background:#131c17;aspect-ratio:16/9}
.ins-does-art img{width:100%;height:100%;object-fit:cover}
.ins-does-list{list-style:none;margin:56px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;column-gap:64px}
.ins-does-list li{display:grid;grid-template-columns:40px minmax(0,1fr);gap:16px;padding:28px 0;border-top:1px solid var(--line)}
.ins-does-list .n{font-size:12px;font-weight:550;letter-spacing:.1em;color:var(--muted);padding-top:6px}
.ins-does-list h3{font-size:22px}
.ins-does-list p{margin-top:10px;font-size:16px;line-height:1.6;color:var(--muted)}
/* Build or buy: the seven-row table. Hairlines, no icons. */
.ins-table{width:100%;border-collapse:collapse;table-layout:fixed}
.ins-table th,.ins-table td{text-align:left;vertical-align:top;padding:26px 28px 26px 0;border-top:1px solid var(--line);font-size:16px;line-height:1.6}
.ins-table th{font-weight:500}
.ins-table thead th{border-top:0;padding-top:0;padding-bottom:18px;font-size:12px;font-weight:550;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.ins-table tbody th{font-size:17px;letter-spacing:-.015em;color:var(--ink);width:26%}
.ins-table td.build{color:var(--muted)}
.ins-table td.model{color:var(--ink)}
.ins-table td:last-child,.ins-table th:last-child{padding-right:0}

/* FAQ: site-chrome .site-faq, padded like the other sections here. */
.ins-faq{padding:0}
.ins-faq .site-faq{padding-top:104px;padding-bottom:104px}

/* Close: light, centered. */
.ins-close{text-align:center;background:linear-gradient(#fff,#f8f9f4);border-top:1px solid var(--line);padding:120px 0 112px}
.ins-close .section-heading{margin:0 auto}
.ins-close h2{white-space:nowrap}
.ins-close .lead{margin:26px auto 0;max-width:640px}
.ins-close .actions{margin-top:36px}
.ins-close .compliance{margin:22px auto 0;font-size:13px;line-height:1.55;color:#7f8c7a;max-width:560px}

@media(max-width:1100px){
.ins-stage{gap:32px 44px}
.ins-quote{padding-left:40px}
.ins-results-grid{gap:44px}
}
@media(max-width:960px){
.ins-cols{gap:32px}
.ins-metrics{grid-template-columns:1fr;gap:28px;margin-top:48px}
.ins-numbers li{grid-template-columns:1fr;gap:18px;align-items:start}
.ins-connects{grid-template-columns:1fr;gap:36px;margin-top:72px}
.ins-results-grid{grid-template-columns:1fr;gap:48px}
.ins-quote{border-left:0;padding-left:0;border-top:1px solid #2b3a31;padding-top:40px}
.ins-points{grid-template-columns:repeat(2,minmax(0,1fr));gap:32px}
.ins-badges{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:48px}
.ins-modes{grid-template-columns:1fr}
.ins-cases{grid-template-columns:1fr}
}
@media(max-width:760px){
section{padding:64px 0}
h2{font-size:clamp(32px,8.2vw,40px)}
.section-heading+*{margin-top:40px}
.lead{font-size:18px;margin-top:20px}
.ins-customers{padding:32px 0}
.ins-customers .wrap{justify-content:flex-start}
.ins-customers ul{gap:16px 28px}
.ins-customers.many .wrap{gap:18px}
.ins-customers.many ul{gap:14px 24px}
.ins-customers img{height:20px;max-width:110px}
.ins-cols{grid-template-columns:1fr;gap:28px}
.ins-big{margin-top:48px}
.ins-does-art{margin-top:36px;border-radius:16px}
.ins-does-list{grid-template-columns:1fr;margin-top:36px}
.ins-does-list li{padding:22px 0;grid-template-columns:32px 1fr;gap:12px}
.ins-does-list h3{font-size:20px}
.ins-sublabel{margin-top:56px}
.ins-numbers li{padding:32px 0}
.ins-numbers .num{font-size:clamp(72px,20vw,96px)}
.ins-modes article{padding:28px 24px 32px}
.ins-modes h3{font-size:23px}
.ins-channels{margin-top:28px}
.ins-connects{margin-top:56px;padding-top:40px}
.ins-results-grid{margin-top:40px}
.ins-metrics{margin-top:40px}
.ins-figures{grid-template-columns:1fr;gap:24px;margin-top:32px}
.ins-figures .num{font-size:clamp(72px,20vw,96px)}
.ins-quote blockquote{font-size:22px}
.ins-stage{grid-template-columns:1fr;gap:16px;margin-top:44px}
.ins-stage .ins-core{order:-1;gap:14px;padding-bottom:8px}
.ins-counter{position:relative;background:#fff;padding:2px 10px}
.ins-chips{grid-template-columns:1fr;gap:16px}
.ins-chip{padding:18px 20px}
.ins-chip h3{font-size:18px}
.ins-chip p{font-size:14px}
.ins-pill{padding:16px 22px;font-size:15px}
.ins-closing-line{margin-top:40px;font-size:16px}
.ins-case{padding:24px 20px}
.ins-case h3{font-size:24px}
.ins-badges{grid-template-columns:1fr;gap:12px;margin-top:40px}
.ins-badges li{padding:20px 20px;grid-template-columns:48px 1fr;gap:16px;align-items:center}
.ins-badges figure{width:48px;height:48px}
.ins-badges img{max-width:48px;max-height:48px}
.ins-points{grid-template-columns:1fr;gap:24px;margin-top:40px}
.ins-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.ins-table,.ins-table tbody,.ins-table tr,.ins-table th,.ins-table td{display:block;width:auto}
.ins-table tr{border-top:1px solid var(--line);padding:22px 0}
.ins-table tbody th,.ins-table td{border-top:0;padding:0;width:auto}
.ins-table tbody th{font-size:18px}
.ins-table td{margin-top:12px;font-size:15px}
.ins-table td:before{display:block;font-size:11px;font-weight:550;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:4px}
.ins-table td.build:before{content:attr(data-col)}
.ins-table td.model:before{content:attr(data-col)}
.ins-faq .site-faq{padding-top:64px;padding-bottom:64px}
.ins-close{padding:72px 0 64px}
.ins-close h2{white-space:normal}
}
@media(prefers-reduced-motion:reduce){
.ins-chip,.ins-stage svg.ins-threads path{transition:none}
.ins-big .sl{transition:none;color:var(--ink)}
.ins-big .sl-last{color:#b88965}
}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}